Chapter five
The Newcomer Brief
The guide I wish someone had handed me when I arrived
When I landed in Utah at sixteen, nobody handed me a guide. I learned how to open a bank account, find a doctor, and fill out a government form by getting it wrong first. Every newcomer I know has a story like that.
The Newcomer Brief is my answer. It explains, in plain language, the things newcomers need to know to build a life in the United States, and it tells the stories of people who have already made the journey.
What you will find here
Practical guides
Step-by-step help with banks, health care, school enrollment, jobs, taxes, and your rights, written for people who are new here.
Stories
First-hand accounts of arriving, settling, and building a life, from people who have walked the road.
Policy, explained
What new laws and decisions mean for immigrant and refugee families, without the jargon.
Data, made clear
What the numbers say about newcomer communities, where they come from, and what they leave out.
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On the shelf
Seven first guides to get you started. Tap one to jump to it. Fuller versions are coming, so subscribe to get them as soon as they are ready.
- Your first 90 days in the U.S.Guide one
- How to open a bank accountGuide two
- Know your rightsGuide three
- Finding your first jobGuide four
- Enrolling your kids in schoolGuide five
- Getting health careGuide six
- Learning English, one day at a timeGuide seven
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Guide one
Your first 90 days in the U.S.
When I landed in Utah at sixteen, I did not know what a Social Security number was, let alone how to get one. Your first few months are about building the foundation everything else stands on. If you are allowed to work, apply for your Social Security number (SSN) at a Social Security office. You need it for jobs, taxes, and much more. Then get a state ID or driver's license, so you are not carrying your passport everywhere. Keep all of your documents in one safe folder, and make copies of every single one.
If you are not a U.S. citizen, you must report a new address to immigration (USCIS) within 10 days of moving. It takes five minutes online, and it keeps important letters from getting lost. Get a free library card, save 911 for emergencies, and call or text 211 when you need help with food, housing, or bills. Most of all, ask for help. A custodian drove me to my ACT because I had no ride. People want to help you more than you think.
Helpful resources
- Social Security AdministrationApply for your Social Security number and find an office near you.
- USCIS: change your addressReport a new address online within 10 days of moving.
- USCIS: settling in the U.S.The government's free guide for new immigrants, in many languages.
- 211Free, confidential help finding food, housing, and other local services.
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Guide two
How to open a bank account
Carrying cash or paying check-cashing stores eats your money a few dollars at a time. A bank or credit union account keeps your money safe, and it is the first step to building credit in the U.S. Most banks ask for a photo ID, like a passport, a state ID, or a consular ID, plus proof of your address. Many also accept an Individual Taxpayer Identification Number (ITIN) if you do not have an SSN. If one bank says no, try another, or try a local credit union. They are often friendlier to newcomers and charge lower fees.
Look for an account with no monthly fee and no overdraft fees, and make sure it is FDIC insured (for banks) or NCUA insured (for credit unions), so your money is protected. Your credit history from home usually does not follow you here, so start building it early. A secured credit card, paid off in full every month, is one of the simplest ways to begin. When I was working as a janitor for $7.25 an hour and sending money home, every fee mattered. It still does.
Helpful resources
- Bank OnFind low-cost, certified accounts with no overdraft fees.
- Consumer Financial Protection BureauPlain-language help choosing and using a bank account.
- IRS: ITINHow to apply for an ITIN if you cannot get a Social Security number.
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Guide three
Know your rights
Everyone in the United States has rights under the Constitution, no matter their immigration status. You have the right to remain silent, and you can say, "I want to speak to a lawyer." You do not have to open your door unless an officer shows you a warrant signed by a judge, and you can ask them to slide it under the door. Do not run, do not lie, do not show false documents, and do not sign anything you do not understand. If you have valid immigration papers, keep them with you.
Be careful who you trust with your case. In the U.S., a "notario" is not a lawyer and cannot give you legal advice. Only a licensed attorney or a representative accredited by the Department of Justice can. Free and low-cost legal help exists, and the links below can help you find it. Have a plan for your family, keep important phone numbers written on paper, and remember: your voice matters, and you have rights.
Helpful resources
- ACLU: immigrants' rightsWhat to say and do if you are stopped, at home, at work, or in the street.
- ILRC red cardsPrintable cards that explain your rights, in many languages.
- Free legal service providersThe Department of Justice list of free immigration legal help, by state.
- USCIS: avoid scamsHow to spot immigration scams and fake lawyers.
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Guide four
Finding your first job
My first jobs in the U.S. were cleaning, driving, and doing whatever needed to be done. There is no shame in starting small. Every job teaches you English, the culture, and how things work here. To be hired, you need permission to work, such as a green card or a work permit (EAD), and your employer will ask to see your documents on your first day. A U.S. résumé is usually one page, without a photo, your age, or your religion, and it focuses on what you did and what changed because of it.
Know this: labor laws protect every worker, no matter their status. You have the right to be paid at least the minimum wage, to be paid for overtime, to work in a safe place, and to be treated fairly, without discrimination because of where you come from. If you had a degree or a career back home, get your credentials evaluated, and look for programs that help skilled immigrants get back into their field. Your past is not lost. It is your strength.
Helpful resources
- American Job CentersFree help with job searches, résumés, and training near you.
- Upwardly GlobalFree career coaching for immigrants and refugees with professional backgrounds.
- World Education ServicesGet your degree from home evaluated for U.S. employers and schools.
- U.S. Department of LaborReport unpaid wages and learn your rights at work.
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Guide five
Enrolling your kids in school
Every child in the United States has the right to a free public education from kindergarten through 12th grade, no matter their or their parents' immigration status. The Supreme Court decided this in Plyler v. Doe in 1982. Schools can ask for proof of your child's age and where you live, but they cannot refuse to enroll your child because of immigration status, and they cannot require a Social Security number. If you are missing a document, enroll anyway and ask what else they will accept. Your child should not miss school while you sort out paperwork.
If your child is learning English, the school must give them support to learn it while keeping up in their classes. You also have the right to information in a language you understand, including a free interpreter at parent-teacher meetings. Ask about free or reduced-price school meals too. When I was placed in ESL in Utah, I felt secluded and wanted to be in other classes. Speak up for your child, ask questions, and get to know their teachers. You are your child's best advocate.
Helpful resources
- Colorín ColoradoFree guides for families of English learners, in many languages.
- ACLU: immigrants' rightsIncludes your family's rights at school and in public places.
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Guide six
Getting health care
Do not wait until you are very sick to find a doctor. Community health centers serve everyone, with or without insurance, and charge based on what you can pay. They offer checkups, vaccines, dental care, and mental health support. In an emergency, go to a hospital emergency room. By law, it must examine and stabilize you, even if you cannot pay. And at most clinics and hospitals, you have the right to a free interpreter, so ask for one. Try not to rely on family members, especially children, to translate your health information.
Depending on your status, your income, and your state, you or your children may qualify for Medicaid, CHIP for children, or a plan on HealthCare.gov. Refugees may also qualify for refugee medical assistance when they first arrive. These rules change, so check with your local health center or resettlement agency. If you are worried about how using health care could affect your immigration case, talk to a legal aid provider. But please do not skip care out of fear. Your health comes first.
Helpful resources
- Find a health centerLow-cost community health centers near you, regardless of insurance.
- HealthCare.gov: coverage for immigrantsWhat coverage you may qualify for, based on your status.
- 211Help finding clinics, mental health care, and other local services.
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Guide seven
Learning English, one day at a time
English is my seventh language, and I learned it mostly on my own, one word at a time. You can too. Start where you are, and do a little every day. Fifteen minutes daily beats three hours once a week. Watch shows with English subtitles, listen to the radio while you work, read signs out loud, and keep a small notebook of new words. Most of all, talk to people, even when it feels awkward. Every mistake is a lesson, and most people are kind when you are trying.
Free classes are everywhere if you know where to look. Your local library, community college, and adult education center often offer free English classes, conversation groups, and computer access. A library card is free, too. Online, USA Learns has free English courses made for adults in the U.S., and BBC Learning English has free lessons for every level. Be patient with yourself. You are not starting over. You are adding a new language to everything you already know.
Helpful resources
- USA LearnsFree online English courses for adults, made for life in the U.S.
- BBC Learning EnglishFree lessons, videos, and grammar for every level.
- American Job CentersCan point you to free adult English classes near you.
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Have a story to share?
If you have lived through resettlement, work with newcomers, or know something every new arrival should hear, I would love to hear from you. Stories are shared only with your permission, and names can be changed.
And if there is a guide you wish existed, tell me. The next issues of The Newcomer Brief will be shaped by your questions.
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